Normally, when we think that when the children have finished their schooling, our expenses will be over. There is something missing in that.
There is one expense that will slowly eat us alive: it is called medical expenses!
We will be in our late forties to the earliest when all the children have finished. We will start having trouble with our hearts, our kidneys, our joints, our blood sugar, etcetera, etcetera.
How can we be sure that the children we sent to school will be able to sustain our needs? How can we be sure that our children will be “lucky” in life or not. We are not even certain of your future.
A financial plan is imperative. Earning our own money is imperative. We are lucky to earn a little bit more than an average Filipino.
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